Before your dentist sends your next appointment-reminder card, apply for a plan that may help pay for the visit!
After all., you are going to the dentist for routine and
preventive care, so why not have a dental plan that pays
directly toward those periodic checkups and cleanings--in a fast and painless way. These wellness visits—which are
necessary to have good oral health and to help reduce the
likelihood of expensive treatment later on—saved Americans billions of dollars in dental costs over the past decade. In fact, a thorough examination, including X-rays, is all it usually takes to diagnose a problem.
FLASH a great smile ... dental insurance is now available at
home or where you work!
If you've been going to the dentist regularly (or need an
incentive to begin), AfIac’s plan offers some of the finest in easy-to-understand, choice-based coverage. Here's what we mean:
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Aflac's Dental Wellness Benefit doesn't count. toward your plan maximum.
Routine visits don't impact your total benefits by one penny.
You own the plan.
Even if you apply at work and then change jobs or retire, you can still keep the same benefits and premium rate you had as an employee.
Your ability to renew is guaranteed.
You can't be removed from the plan for any reason except
failure to pay the premium.
Your policy has rate stability.
Since our policy is schedule-based (pays a set benefit for each service or procedure), it is less sensitive to general price increases. In other words, an increase in dental charges will not automatically trigger a rise in rates.
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You know what you're getting.
The plan spells out the benefits for both wellness and other diagnostic/treatment services. There are no gray aeas. Each covered procedure has a specific benefit amount with a specific waiting period.
There's no deductible.
Our benefits are not reduced by a plan deductible.
You choose your dentist.
Virtually all managed-Care plans require you to use only
dentists in their approved network. Aflac gives you total
freedom to choose your own dentist without restriction.
We pay benefits regardless of any other plan.
Aflac pays full policy benefits, period! It doesn't matter if you
have other dental or medical coverage that may overlap. Plus,
Aflac has a long history of prompt claims payment.
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No pre certification is required.
You and your dentist decide what treatment is best for you. If it’s on the schedule, you don't need anyone's permission.
Plus, these optional riders are also available through payroll deduction only:
The policy to which this sales material pertains is written
only in English; the policy prevails if interpretation of this
material varies.
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